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Pay it easy, in 6 weekly payments With

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SELECT LAYBUY AT THE CHECKOUT

PAY FORNIGHTLY ACROSS SIX INSTALMENTS

GET INSTANT APPROVAL

WHAT IS LAYBUY?

Laybuy lets you pay for your order over 6 weekly payments. There’s no interest or added fees. Payment will be automatically taken from your debit or credit card in six equal payments each week, while you receive your order as if you’d purchased it today. No waiting around before you can get your hands on your wardrobe!

1. SELECT laybuy IN CHECKOUT

Laybuy is fully integrated with our online store checkout. All you need to do is choose Laybuy as your payment option when you're ready to buy.

2.GET APPROVED INSTANTLY AND SECURELY

Laybuy splits your payments over 6 equal instalments due every week. Nominate the debit card or credit card you want to use and Laybuy will schedule automatic payments for you.

3.WHAT TO EXPECT NEXT

Laybuy takes care of the rest. Laybuy will remind you when payments are due and will process your payments automatically. Next time you use Laybuy, your details will be saved and
ready to go!

AM I ELIGIBLE?

You simply need to have a Visa / MasterCard credit or debit card, be 18 years of age, and live in Australia, UK and NZ.

Frequently Asked Questions

How do I sign up?

Your Laybuy account can be created here on our site by selecting Pay by Laybuy upon checkout and creating an account.

Laybuy performs a credit check on all new users upon registration. Once your credit score has been confirmed and your account has been verified, Laybuy assigns your Laybuy limit and you can complete your shopping immediately.

Who can use Laybuy?

Laybuy is available for New Zealand, Australian and UK residents who are at least 18 years old.

How is my limit approved?

Laybuy accepts and allocates limits, or declines applications according to their credit policy which includes credit information provided by their partners, Centrix and Experian.

When you go to place a Laybuy order, your account is created and you are assigned a limit.

Before you complete your purchase, your payment schedule is shown to you. Laybuy doesn’t restrict the amount you can spend however if you exceed your limit, you are required to pay the “excess” on Day 1.

This will only ever occur when the total purchase price of your items exceeds your limit.

Laybuy can review your credit limit every 2-3 months and is dependent on how often you use the service and if your payments have been on time.

How do I return my order?

All Classic New Zealand products are final sale. In addition, all clearance items are final sale. If you order the incorrect size or product this can be exchanged at your expense. If you exchange for a product of lesser value store credit will be given. If the exchange product is of greater value you will have to pay the difference. You are required to pay all return shipping cost and all cost associated with getting the replacement product to you.

If you need to return or exchange an item, please contact us first. Then send it along to the address below with a note on your sales receipt saying what you would like in exchange. A return/exchange form will be sent out with your order on the packing slip.

Classic New Zealand Returns
22 Thames St
Napier 4110
New Zealand

Are there late fees or setup fees?

Laybuy doesn't charge you any interest or upfront fees.

If you miss a payment you will be notified immediately. A late payment fee of $10/£6 may be charged in respect of each payment you fail to make on time. Any payment default may also result in our debt collection service contacting you and/or your credit score being affected.

Can I spend more than my Laybuy limit?

Before you complete your purchase, your payment schedule is shown to you. Laybuy doesn’t restrict the amount you can spend however if you exceed your limit, you are required to pay the “excess” on Day 1.

This will only ever occur when the total purchase price of your items exceeds your limit.

Is your question not answered here?

Please feel free to reach out to our team via our Contact Us page.

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